Getting a tax refund this year? No plans for your money yet? Why not consider putting it to a dream vacation! These four steps will help you get there…

1 Decide

Think about where you would like to go and what you would like to do on your dream vacation. Evaluate what’s possible or affordable on your budget.

Research package deals, special fares, and added extras. Consider that some experiences require reservations well in advance and that you may have to alter your entire trip to accommodate a special wish. If you have the flexibility to book travel during off-season travel times, avoid holidays, or travel in the middle of a calendar week, you can save a lot of money. Check with a travel agent to compare deals.

2 Plan

Use available resources, for example, the American Automobile Association (AAA) travel planning services (if you’re a member) or handy guidebooks to set up an itinerary. A written schedule of events or attractions will help you organize your time.

Any schedule can be adjusted according to your own priorities or in the case of unforeseen delays, but not having one means you could miss out on opportunities for fun and adventure. Prior planning can help you maximize your vacation experience. Travel agents can help with reservation services or all-inclusive tours.

3 Prepare

Get ready! Make sure you have clothing for the weather at your destination. Get travel documents such as passports, visas, international driving permits, medical records, and prescriptions well ahead of time. Passport applications may take up to six weeks to process.

If bills will come due when you plan to be away, pay them ahead of time. Make reservations for the care of household pets well. Kennels can fill up quickly in the summer months, and boarding without prior reservations may be difficult. If your trip will involve a lot of walking or other strenuous activity, consider increasing your exercise level before you leave. Nothing kills a dream vacation like getting worn out (or injured) on the first day.

4 Enjoy!

If you have taken just a few of these steps to ensure that your vacation goes smoothly, you can leave your worries at home and thoroughly enjoy yourself!

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